D. Both a and b
15.
A. of the house value.
B. of the mortgage value.
C. of the bank’s appraised value.
D. of the depreciated value.
16.
A. A librarian
B. A professor
C. An accountant
D. A reporter
17.
A. 8875689
B. 8758679
C. 8756879
D. 8576789
18.
A. student and teacher
B. employee and boss
C. customer and broker
D. two bank clerks
19.
A. About the amount of RMB deposited with the bank.
B. About the rate of interest for RMB deposited with the bank.
C. About the terms of deposit with the bank.
D. About the conditions of deposit with the bank.
20.
A. He got a credit card of his friend and come to ask how to use it.
B. He got a card and did not know whose card it is.
C. He has lost his credit card and come to ask what to do.
D. He has found a credit card and come to ask what to do
Section Three (10%)
Directions: In this section, you will hear 3 short passages. At the end of each passage you will some questions about what was said. The passages and questions will be spoken only once. During the pause, you must read the four suggested answers marked a, b, c, and d, and decide which is the best answer.
Questions 21--23 are based on passage 1
21
A. JCB card
B. Diner’s Club
C. Visa card
D. Federal-Master
22.
A. $590 million
B. $16 billion
C. $590 billion
D. $16 million
23.
A. from fees collected from its customers who pay for their
charges in monthly installments.
B. from fees collected from the stores that accept credit card
C. by charging its customer yearly fees
D. by charging its customer for overdue payment
Questions 24-26 are based on passage 2
24.
A. Bank card business.
B. Bank card fraud.
C. Technologies used in bank.
D. International card fraud.
25.
A. 680 million dollars
B. 860 million dollars
C. 680 billion dollars
D. 860 billion dollars
26.
A. It’s the same over the 10-year period.
B. It’s getting worse over the 10-year period.
C. It’s getting better over the 10-year period.
D. There is no way to solve the problem.
Questions 27-30 are based on Passage 3
27.
A. a contractual agreement between the banker and
the client.
B. The creditor-debtor relationship.
C. The principal-agent relationship.
D. all of above
28.
A. Those who borrow funds from the bank.
B. Those who deposit money with the bank.
C. Those who have business dealing with the bank.
D. Those who are the customers of the bank.
29.
A. It acts as an agent to do whatever the customer requires.
B. It acts as an agent to provide all kinds of services.
C. It acts as an agent to offer many kinds of banking
and financial services.
D. It acts as an agent to sell the customer’s products.
30.
A. Payroll management.
B. Factoring service.
C. Financial management.
D. Investment advices.
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