11.
A. To write as many checks as they want.
B. To make sure of the amount of the deposits.
C. To get a penalty of $3 for each check.
D. To try to make more money.
12.
A. Bill of lading
B. Consular invoice
C. Insurance policy
D. Certificate of origin
13.
A. A teller
B. An assistant auditor
C. An accountant
D. A cashier
14.
A. Endorse the cheque.
B. Wait for a while.
C. Sign the collection receipt.
D. Show her identification
15.
A. current rate
B. floating rate
C. stated rate
D. cross rate
16.
A. 900 dollars
B. 800 dollars
C. 1700 dollars
D. 9800 dollars
17.
A. Between three o’clock and six o’clock
B. Before six o’clock
C. Before three o’clock
D. After three o’clock
18.
A. a mortgage loan
B. a start-up loan
C. a consumer loan
D. an interbank loan
19.
A. Operating Leasing
B. Direct Leasing
C. Introduction of Partner of Leasing
D. Re-Leasing
20.
A. immediate payment
B. deferred payment
C. invoice
D. US$2,200
Section Three (10%)
Directions: In this section, you will hear 3 short passages. At the end of each passage you will hear some questions about what was said. The passages and questions wi1l be spoken only once. During the pause, you must read the four suggested answers marked a, b, c, and d, and decide which is the best answer
Questions 21--23 are based on passage 1
21.
A. Because of slow revenue growth.
B. because of high expense ratios.
C. because of increased competition from various "non-banks".
D. all of above
22.
A. ATMs
B. telephone banking
C. Federal Reserve
D. on-line banking
23.
A. by when they can do their banking.
B. by where they can do their banking.
C. by how they can do their banking.
D. with whom they can do their banking
Questions 24-27 are based on passage 2
24.
A. Handling deposits
B. Trading bills of exchange
C. Issuing their own notes
D. Selling travelers’ checks
25.
A. In England
B. In Venice, Italy
C. In U.S D
D. In China
26.
A. making articles of gold
B. handling deposits and making loans
C. Issuing and trading bills of exchange
D. Issuing their own notes
27.
A. in 1587
B. in 1694
C. in the middle of the 19th century
D. in the middle of the 20th century
Questions 28-30 are based on Passage 3
28.
A. a person to manage the bank branch.
B. a person responsible for the granting of a loan.
C. a person to restrict his training on lending
D. a person called "Jack of all trade"
29.
A. a broker
B. salesman
C. businessman
D. an advisor
30.
A. the intensive competition for personal savings.
B. the revolution on clearing systems.
C. The challenges of new technologies.
D. all of above.
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