金融英语

Section Two (10%)

Directions：there are 10 blanks in the following passages. For each blank there are four cho ices marked A, B, C and D. You should choose the best answer and mark the corresponding lett er on the ANSWER SHEET by drawing a single line through the center.

Passage One

Commercial banks are business firms; like all firms, they strive to earn a profit. The objec t of commercial bank management is therefore to profits while maintaining a very lo w risk of becoming . To remain solvent, a commercial bank must take precautions to ensure that the value of its assets the value of its liabilities at all times. If at any time losses from securities,

44 loans, or other investments force the value of the bank’s assets 45 the valu e of its liabilities, the bank becomes insolvent.

41. A. minimize B. maximize C. control D. manage

42. A insolvent B. solvent C. default D. liquidation

43. A equals B contracts C exceeds D lags

44. A fault B defaulted C liquid D speculated

45. A above B under C beyond D below

Passage Two

In the foreign exchange market, which is made up of banks’ traders and brokers, prices

46 every minute to supply and demand. For safety’s sake, a branch will get a rate from their traders for a big transaction. This process would be too cumbersome, however, for every small transaction. Therefore the traders give their branches lists of exchange ra tes 48 they may buy and sell notes and payments in the main currencies.

Whenever a bank in Britain makes a payment in foreign currency, or makes a payment in sterli ng to a non-resident, the payment has first to under British exchange control regula tions. The bank itself can usually authorize the payment after seeing a document such as an invoice to show that the payment is due; but cases borrowing and lending have to be referred to the Bank of England.

46. A alter B vary C turn D convert

47. A in response B respondent C responding D answering

48. A of which B on which C in which D at which

49. A authorizing B authorize C be authorized D have been authorized

50. A involving B involve C will involve D being involved

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